Table of Contents
Afterpay has become an extremely popular payment option that allows shoppers to buy now and pay later. However, sometimes technical issues can arise that prevent Afterpay from working properly at checkout. If you shop online at Target.com and attempt to use Afterpay but run into problems, there are troubleshooting steps you can take to try resolving the payment errors.
Checking Your Afterpay Account Status
The first step is verifying that your Afterpay account itself does not have any blocks that would prevent transactions from being approved. Within the Afterpay app or on the Afterpay website, check that your account:
- Has no past due or unpaid balances
- Has available credit to cover new purchases
- Is not frozen or temporarily disabled
If your Afterpay account is in good standing, the problem likely lies with how Afterpay is integrated at the Target website rather than your account. If there are issues on your end, you’ll need to resolve those first before Afterpay will work for online purchases.
Trying a Different Web Browser or Device
Technical difficulties between the Target website and Afterpay could sometimes be browser or device-specific. Try accessing Target.com from a different web browser or mobile device to see if that allows Afterpay to process properly.
For example, switch from Chrome to Firefox on desktop. Or if you were trying to use Afterpay on the Target iPhone app, test it out using the Android app or on a tablet instead. Often just changing the device or browser will bypass any compatibility issues.
Checking Your Internet Connection
With any online checkout process, a stable internet connection is a must. Weak wifi signals, using cellular data with spotty coverage, or using public hotspots can all interfere with the communication between Afterpay and Target’s servers when attempting to process payments.
If you’re not on a strong private home or office wifi network, try moving to a location with a more reliable connection and retry checking out with Afterpay. Turning off other bandwidth-hogging devices can also help dedicate more connectivity to completing the transaction.
Contacting Target Customer Service
If you’ve verified Afterpay is active on your end, tried other devices and browsers, and have a stable internet connection but are still unable to use Afterpay at Target’s online checkout, then likely there is a technical glitch on Target’s side in integrating with Afterpay’s payment system.
In that case, contact Target’s customer service department (available 24/7 online or by phone) to report the issue with Afterpay payments not processing on Target.com orders. As a major national retailer, they have dedicated teams to handle website functionality problems and can escalate Afterpay integration errors to their technical staff.
Using an Alternate Payment Method Temporarily
While Target works to resolve any Afterpay errors behind the scenes with their web developers, you may want to use an alternate payment method if you need to make a purchase right away and Afterpay is not cooperating.
Target accepts other common payment options including major credit cards, debit cards, Apple Pay, and Google Pay. Using one of these instead of Afterpay will allow you to complete an online order, though without the “pay later” installments Afterpay provides. But it does get items shipped to you immediately while Target tries fixing Afterpay acceptance issues long-term.
Trying Incognito or Guest Checkout
If Afterpay problems only seem to happen when signed into your Target account online, an alternative is attempting checkout as a guest or in an incognito browser window. Sometimes user account specific settings can conflict with third party payment integrations.
Checkout out on Target.com as a guest strips away these user account factors. Similarly, incognito mode minimizes browser conflicts that could interfere with Afterpay working correctly by starting a fresh session. Test ordering as guest or incognito (just be sure to save the temporary order number). If Afterpay processes fine this way, narrow down what user account or browser factors are causing complications.
Afterpay Support Troubleshooting Options
In addition to Target customer service, you can also reach out to Afterpay’s own support channels if you continue struggling to use Afterpay specifically at Target’s online store. Afterpay troubleshooting can dig deeper into transaction records to detect where integrations failed on Target’s website.
Provide Afterpay support with screenshots, order timestamps, product URLs, cart total amounts and other key details that allow them to pinpoint precisely how Afterpay is malfunctioning during checkout. Their technical team can then relay this intel directly to Target’s developers to address.
Does Target Accept Afterpay In-Store?
While this article covers problems using Afterpay for online orders at Target.com, many shoppers also wonder if Afterpay works for in-person purchases at physical Target stores. Unfortunately, Target does NOT currently integrate with Afterpay POS systems for in-store checkout transactions.
The Afterpay app and payment method is online-only when shopping at Target locations. However, Target does accept Apple Pay and Google Pay in-store, which draw from customer bank accounts or card balances similar to Afterpay installment deductions. But specific Afterpay acceptance is still limited to e-commerce orders on the Target website and mobile app.
Why Choose Afterpay at Target?
When Afterpay and Target sync properly, there are excellent benefits to checking out items with Afterpay if shopping online at Target:
- Delayed Payment: Afterpay splits order totals into 4 equal installments over 6 weeks. Avoid paying full price immediately.
- No Interest, Fees: Zero interest, signup costs, or hidden penalties using Afterpay at Target.
- Low Eligibility Bar: Afterpay approval requires minimal personal financial details. If accepted, you likely qualify for Target orders.
- Budget Purchases: Afterpay makes larger Target buys affordable by splitting into smaller scheduled deductions from your bank or card.
- Manage Spending: Afterpay transaction histories and balance visibility assists regulating shopping.
- Buy Now, Pay Later: Acquire the items you want from Target today using Afterpay without needing to save up in advance.
The ability to delay payment, avoid fees, manage budgets, and shop now while paying over an extended period makes Afterpay extremely enticing when used successfully at Target for online purchases. Patience and troubleshooting will help resolve temporary technical issues in integrating Afterpay with Target’s website or mobile apps.
Afterpay can retract payment approvals if Target is unwilling or unable to remedy undelivered orders placed using the Afterpay financing option. Buyer protection helps secure items or repayment.
Key Takeaways When Using Afterpay at Target Online
- Verify personal Afterpay accounts have no blocks to using at Target first before assuming website integration flaws.
- Try different browsers or mobile devices when encountering Afterpay issues; technical conflicts sometimes affect individual apps.
- Ensure wi-fi or cellular signals remain strong when completing Afterpay Target transactions which require consistent internet communication.
- Target customer support can escalate technical difficulties integrating Afterpay on their end to appropriate IT specialists.
- Consider Apple/Google Pay or stored cards as temporary backup payment options if fixes take time for Afterpay specifically.
- Guest checkout or incognito windows isolate user account vs browser factors interfering with Afterpay.
- Provide Afterpay support details like screenshots and order specifics to pinpoint where Target integrations fail.
- Currently, in-person Afterpay is NOT available at Target stores yet, only online e-commerce purchases.
- Delayed-payment, fee-less Afterpay boosts budgets when buying items now from Target without having full amount upfront.
We hope this comprehensive guide covers all aspects answering “Target Afterpay not working online” issues from account and technical troubleshooting to alternative payment options while problems get diagnosed. Let us know if any other questions come up!
Common Afterpay at Target Questions
Here are answers to some frequently asked questions about utilizing Afterpay when shopping online at Target:
How do I use Afterpay at Target online?
Using Afterpay at Target.com involves first signing up for an Afterpay account via their website or app. Add your bank account as a payment source. During Target checkout online, select Afterpay as the payment option, then confirm your order. Afterpay will withdraw 25% as the first of 4 installments every 2 weeks automatically.
What if Afterpay isn’t working on Target’s website or app?
If Afterpay won’t process properly at checkout online at Target, first rule out account or device issues on your end. Also contact Target support to report technical difficulties integrating with Afterpay on their web or mobile platforms, and utilize alternate payment temporarily if needed.
Can I use Afterpay in Target stores for in-person purchases?
Unfortunately no; Target does not currently accept Afterpay for POS checkout transactions in physical stores, only online e-commerce orders. But some Target locations do accept alternative pay-over-time options like Apple Pay and Google Pay drawing from bank or card balances.
Why do I need an Afterpay account to use it at Target?
The Afterpay system relies on account signups so they can verify customer identities, pull installments automatically from specified cards/accounts, and track repayment activity. So an account tied to your personal payment source is required for Target to apply Afterpay during online checkout on your behalf.
What happens if I miss an Afterpay payment for my Target order?
If you miss paying any of the 4 Afterpay installments for a Target purchase, your account will be temporarily frozen until you satisfy the past due amount. You typically have some grace period to catch up before late fees apply. Multiple missed payments can impact your ability to use Afterpay indefinitely without repaying first.
Can I use promotional codes with Afterpay on Target’s website?
Yes, Target promo codes offering percentage discounts or dollar amounts off can be applied to carts and checked out via Afterpay online. The order total sent to Afterpay will reflect subtracting any valid promo code savings you enter during the Target checkout process.
How long do I have to complete Target Afterpay payments?
Afterpay divides your Target order totals into 4 installments that are each due every 2 weeks. So from placing your online Target order, you’ll have about 6 weeks to finish making all Afterpay payments before considered delinquent.
Is my Target purchase information secure using Afterpay?
Both Target and Afterpay take security and privacy extremely seriously to protect customer data, financial information, and transaction details during online checkout processes using secure encryption protocols.
Using Afterpay at Target online does not expose your details any more than other common purchase methods. Strict confidentiality measures are enforced.
What should I do if my Target Afterpay purchase never arrives?
If items you bought from Target.com using Afterpay don’t arrive or your order tracking shows delivery issues, first contact Target’s customer service. They can investigate shipping delays or lost packages. If they cannot resolve or provide refunds, escalate refund requests to Afterpay since they facilitated transaction approval on Target’s website.